Several people have been curious about the posts we made on our blog about the Escapees co-ops we are visiting, and how they work.
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| Our favorite Casita - back door |
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| Side patio |
Our long term plan is to remain in an RV, but when the time comes to get off the road, park the RV at a SKP co-op. Escapee (SKP) co-ops are RV parks affiliated with the Escapees RV club (designed for full timers who RV 365 days a year).
We will buy in (lease) a lot in a SKP co-op before the time to get off the road permanently, and use it as a home-base in the meantime, perhaps staying several months a year. We want one not in a city, but near good shopping, 'maybe' a military base somewhat nearby, a VA hospital or clinic is an upside, decent medical and dental care nearby, and maybe even an assisted living facility nearby. Some freezing nights is okay, and an occasional light dusting of snow, but with decent daytime temps to walk or be outside.
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| Patio faces the valley view |
The people in the co-op purchase a life time lease on a lot, and then all lease holders jointly own and operate the park, with member elected boards for decision making. They have nice community centers, community activities, and keep a clean and well operated park. The cost of the lease varies park to park, plus the cost of authorized 'improvements' on the lots such as a Casita, storage shed, cement pads, etc. The co-op members help keep the park up to reduce cost of hired help.
When we buy a lifetime lease, we can sell it back early, or if we die our kids can sell the lease back. When finished with the lease, the entire lease cost is returned back to us. The only long term cost is annual maintenance fees, which pay for the community roads, community shared space and buildings/utilities.
The annual maintenance fee includes water, sewer, usually cable TV, usually wifi in at least the community center, garbage, weed control, and more. The only cost to us once we 'own' a lot is electric, propane, and the annual maintenance fee which varies park to park and year to year. Benson was $1,000 last year, so after buying the lease about $100 per month, plus our own electric and propane use.
If we travel, we can at our option, place our lot in the rental pool for other Escapees who are not co-op lease holders to rent while we are gone. The rental pool splits the proceeds, approx 1/4 to the park for overhead, approx 3/4 split by everyone in the rental pool. So overall, after an up front cost of a low of 3,000 for a bare lot in Hondo TX, to a bare lot in Benson AZ for $10,000, to a lot with a very nice Casita in a popular location perhaps $25,000 to $50,000, then thereafter $100 a month average, minus any rental proceeds we earn when we travel. (only the lot rents out, not the Casita itself which will be locked up).
So bottom line, that is our long term plan, for a low cost way to have a home base, and a landing place when we cannot or do not want to travel either temporarily, or long term.
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| A different kind of landscaping |
Benson AZ has the longest waiting list, currently around 7 years. That works for us as we want to travel right now anyway, and cannot tap our 401Ks without penalty for another 4.5 years. We put down a $500 deposit (refundable if we change our minds) to get on the list at Benson AZ Saguro Co-op. We are number 374.
We plan to travel many more years, don't think we want the trouble of a deeded house again, and have no desire to rent. A SKP co-op gives us a community of like minded folks, a community center on site, and the opportunity to travel without worrying about our "home/homestead" as the co-op looks after it in our absence. When we are no longer capable of living in a co-op we would also be incapable of living in a house, and it will be time for an assisted living facility. A list of all the SKP co-ops and locations: http://www.escapees.com/baseco_op.asp
Thus far this year we visited the Lone Star Coral co-op in Hondo TX, The Ranch in Lakewood NM, Rovers Roost in Casa Grande AZ, Saguro in Benson AZ, and 2 years ago Evergreen Coho in Chimacum WA, and Timber Valley in Sutherlin OR. Our favorites so far are Saguro, The Ranch, and Timber Valley. FL is not a player for us, so we will skip that co-op. The Ranch is a nice friendly park, and nearby Artesia NM is pretty nice - however the co-op is out of town a good ways. The Ranch had lots available right now - no wait.
We don't recall the Oregon park very well as we were not in the market for a co-op at the time, so we plan to revisit as it this coming summer as a potential area for us. The WA co-op is not an area we are interested in. It is in the NW peninsula of WA, fairly remote, and with limited roads in and out, plus the ferry system. We doubt Yuma AZ will work for us either as we want a year around weather capable park and Yuma may be too hot in summer. For us, 'light snow' and 'a few' freeze temp nights are more acceptable than extreme heat in summer.
So in a nutshell, that is our current long term plan.
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| Time to slow down, people! |
